Will it cover your needs? Can you pay for it? Can you afford not to have it?
Don’t buy if the out-of-pocket cost for the coverage would be more than you can afford. Policies differ greatly so know what you are buying. Shop around.
Long-term care services for the elderly and disabled in Washington state are second only to those provided in Minnesota, according to a new report.
PACE, Program for All-Inclusive Care for Elderly, provides comprehensive medical and social services to frail, low-income seniors with serious health problems.
People don’t like to think about what will happen if they become too ill or infirm to manage on their own. Experts say that partly explains why sales of long-term-care insurance policies are so anemic; only about 10 percent of seniors have such coverage. Should you buy long-term-care insurance? Consumer columnist Michelle Andrews talks about these plans in a video.
When am I going to be able to start collecting benefits under the law’s new long-term-care program? When will the Medicare prescription drug coverage gap close?
Medicaid costs as a percentage of state budgets will nearly double — perhaps triple in “worst case scenarios” — by 2030, study finds.
National Council on Aging’s Jim Firman on the impact of the Community Living Assistance Service and Supports (CLASS) Act that creates a federal insurance program for long-term care.
Buried within the new health law is the first federal insurance program to help Americans meet the often crushing costs of long-term care.
What if your state helped you turn your home equity into cash to pay for long-term care?
Aging-in-place “villages” springing up around the country to help seniors stay in their homes.
Efforts to get Americans to buy private long-term care insurance have largely failed.
LocalHealthGuide is a health news and information web service for Seattle and the Puget Sound Region. We are independent and unaffiliated with any hospital, medical association or insurer. If you have questions or if your group has an upcoming event that you would like us to cover, please let us know by going to our "Contact Us" page and dropping us a note. -- Michael McCarthy, Editor
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Seattle Times Health News
Experts divided over recommendation to screen children for cholesterol
Some clinicians say universal screening is an important tool to help identify children who are genetically predisposed to high cholesterol and to pinpoint others who could benefit from treatment. Others express concerns that screening may do more harm than good.
People in state high-risk insurance plans often feel left behind
The federal health law set up new plans that are cheaper and more comprehensive than the older ones run by states but consumers need to go without insurance for six months to qualify.
Peeking in on your doctor’s notes
Although federal law guarantees patients the right to examine and get copies of their medical records, providers haven’t always made it easy to do so. But the movement to give patients direct access to their health information has picked up steam, and policymakers have encouraged it as a way to empower patients to help manage their health and their medical care.
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