Most insurance plans allow you to visit an out-of-network doctor or hospital, but it is very likely to cost you more — possibly a lot more.
Imagine if finding out the cost of a particular treatment or procedure at a doctors’ office was as easy as locating the prices of entrees at a restaurant. The menu might read: school physicals – $40; office visit for a cold – $80; diabetes screening – $200.
Will it cover your needs? Can you pay for it? Can you afford not to have it?
Don’t buy if the out-of-pocket cost for the coverage would be more than you can afford. Policies differ greatly so know what you are buying. Shop around.
Vermont moves to implement new law that is seen as a “road map” to a single-payer health care system.
The much celebrated, and much maligned, public option may have died in Congress, but it’s alive and well in California.
Two years after the passage of the federal health law, more than 40 percent of people say they know little or nothing about how it will affect them. Now a new book in adult comic-strip for seeks to explain the ins and outs of the new legislation.
The recession had a lot to do with the trend: With fewer people insured, and private insurers generally picking up less of the cost, patients went to the doctor and hospital less.
“I practiced for 30 years without knowing how long patients waited to see me,” says Dr. Robert Mecklenburg of Seattle’s Virginia Mason. After meeting with employers, “you realize how important it is to see patients when they need to be seen,” Mecklenburg says,. “Any wait is not OK.”
Some companies are also penalizing employees who don’t give up cigarettes by hitting them with higher health insurance premiums.
Americans continue to struggle to pay their medical bills, and even the 2010 health care overhaul may not ease their financial burden.
In several counties, more than 1 in 5 residents has no health coverage, according to a new report from Washington Insurance Commissioner Mike Kreidler. “If anyone doubts the need for health care reform,” said Kreidler,”there are a million people out there that they should talk to.”
LocalHealthGuide is a health news and information web service for Seattle and the Puget Sound Region. We are independent and unaffiliated with any hospital, medical association or insurer. If you have questions or if your group has an upcoming event that you would like us to cover, please let us know by going to our "Contact Us" page and dropping us a note. -- Michael McCarthy, Editor
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Seattle Times Health News
Experts divided over recommendation to screen children for cholesterol
Some clinicians say universal screening is an important tool to help identify children who are genetically predisposed to high cholesterol and to pinpoint others who could benefit from treatment. Others express concerns that screening may do more harm than good.
People in state high-risk insurance plans often feel left behind
The federal health law set up new plans that are cheaper and more comprehensive than the older ones run by states but consumers need to go without insurance for six months to qualify.
Peeking in on your doctor’s notes
Although federal law guarantees patients the right to examine and get copies of their medical records, providers haven’t always made it easy to do so. But the movement to give patients direct access to their health information has picked up steam, and policymakers have encouraged it as a way to empower patients to help manage their health and their medical care.
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