From the US Department of Health and Human Services
Consumers can sign up for health plans for the first time, renew or change their plans for 2015 on HealthCare.gov – more plans are available this year
Starting Nov. 15th, consumers can sign up for 2015 health insurance plans throughH HealthCare.gov, the call center, or in-person assistance.
With more issuers offering coverage through the Health Insurance Marketplace this year, the consumers will find more options for themselves and their families.
Consumers can go online to find and compare options, see if they qualify for lower costs, and select coverage that best meets their needs and budget.
About 85 percent of those who signed up last year through the Marketplace received financial assistance.
Coverage begins as early as January 1, 2015 for people enrolling by December 15, 2014. .
Healthcare.gov has worked to improve the consumer experience by making the application process easier.
A window shopping tool allows consumers to answer a few simple questions, such as location and family size, in order to compare plans and get an estimate on how much financial assistance they may qualify for, without needing a log-in or submitting an application.
For most consumers who are renewing coverage, up to 90 percent of their application will be pre-filled based on last year’s application.
A new streamlined application reduces the number of screens to 16 with fewer clicks to navigate through the questions for most consumers signing up for the first time. (Last year, consumers went through 76 screens to sign up for coverage.)
This year, along with a simpler, faster application, consumers can shop and enroll on a smartphone, tablet, computer, or by calling the call center or with in-person assistance. Continue reading