King County could be one of the nation’s first metropolitan areas to adopt a wide-reaching plan to curb public health problems through services for pregnant women, infants and children, if voters approve a new property tax this fall.
By Julie Rovner
Some analysts who have looked at health insurers’ proposed premiums for next year predict major increases for policies sold on state and federal health exchanges.
Others say it’s too soon to tell. One thing is clear: There’s a battle brewing behind the scenes to keep plans affordable for consumers.
Now the Obama administration is weighing in, asking state insurance regulators to take a closer look at rate requests before granting them.
Under the Affordable Care Act, state agencies largely retain the right to regulate premiums in their states. So far only a handful have finalized premiums for the coming year, for which enrollment begins in November. Continue reading
By Michael Ollove
Even going to prison doesn’t spare patients from having to pay medical copays.
In response to the rapidly rising cost of providing health care, states are increasingly authorizing the collection of fees from prisoners for medical services they receive while in state prisons or local jails.
At least 38 states now do it, according to the Brennan Center for Justice at New York University School of Law and Stateline reporting.
The fees are typically small, $20 or less. And states must waive them when a prisoner is unable to pay but still needs care, in keeping with a U.S. Supreme Court ruling that prisoners have a constitutional right to “adequate” health care.
The rationale for charging copays is the same for prisoners as it is for people not behind bars: to discourage seeking medical care when it is not really needed. Continue reading
Until recently, John Henry Foster, an equipment distribution firm based in Eagan, Minn., offered its employees only a couple of health plans to choose from. That’s common in companies across America.
“They just presented what we got,” says Steve Heller, a forklift operator who has worked at John Henry Foster for 15 years.
But these days the company’s employees have dozens of choices. And something else is new: Each worker now receives money from the company (from $350 to $1,000 a month, depending on whether Heller and his co-workers are buying insurance for a single person, a couple or a family) to buy a health plan.
Employees are then directed to an online exchange — a private, secure website that offers the selection of plans for side-by-side comparison. Workers can choose high-deductible plans with relatively low monthly premiums or they can pay more each month to have more of their care and medications covered.
Just as before, the company determines the insurance companies listed, and the scope of the treatments and procedures covered by each plan.
Three years after the switch, Heller says he’s happy with his insurance and the exchange. The company’s managers are happy with it, too. Continue reading
You may qualify for a Special Enrollment Period
Thinking about moving, getting married, having a baby, or changing jobs?
When you make big decisions in life, you may be eligible to buy or change Health Insurance Marketplace coverage outside the yearly Open Enrollment Period.
If you’ve had a qualifying major life event, you have 60 days from the life event to enroll in coverage. You can apply or change plans online or by phone.
By Julie Appleby
Sallyann Johnson considers herself a pretty savvy health care consumer. When she fell and injured her hands and wrists, she didn’t head for an expensive emergency room, choosing an urgent care clinic near her Milwaukee home instead.
Before seeking treatment, she asked the key question: Did the center accept her insurance? Yes, Johnson was assured, both on the phone and then again when she arrived at the clinic.
After X-rays and a visit with a physician assistant, Johnson learned her wrists were sprained, but weeks later, it was her wallet that sustained the most damage.
“I received a bill from a doctor for $356,” said Johnson, 62. “I felt I asked all the right questions. I even re-asked the questions.”
Long seen as a lower-cost alternative to hospital emergency rooms for minor illnesses or injuries, urgent care centers are increasingly popular with consumers – and their insurers.
But like doctors and hospital ERs, urgent care can also present payment headaches if they are not part of a patient’s insurance network. And consumers may need to ask specifically about network participation to find out. Continue reading
Home cooking is still the best way to control the calories, fat, sugar and other nutrients that families consume, a new U.S. study suggests.
Researchers found that eating food from restaurants – whether from fast food places, or better establishments – led to increases in calories, fat and sodium compared to meals made at home.
Public health interventions targeting dining-out behavior in general, rather than just fast food, may be warranted to improve the way Americans’ eat, says the study’s author.
While more Americans have health insurance following the expansion of the Affordable Care Act, Hispanic adults have realized some of the biggest gains in access to medical care, a new government report shows.
Approximately 34 percent of Hispanic adults were uninsured in 2014, compared with 41 percent in 2013, according to the U.S. Centers for Disease Control and Prevention report, which was released Wednesday.
Consumers who bought insurance on the health exchanges last year had access to one-third fewer doctors and hospitals, on average, than people with traditional employer-provided coverage, according to an analysis released Wednesday.
The study by consulting firm Avalere Health provides a statistical basis for anecdotal reports from consumers and others about the more limited doctor and hospital choices in plans offered on marketplaces created by the Affordable Care Act. In these “narrow networks,” health plans negotiate contracts with a select number of providers who agree to be reimbursed at lower rates.
That means the insurers can set their premiums lower, at least theoretically. But, depending on the plan’s design, consumers typically pay more, and sometimes much more, if they use a doctor or hospital outside the network.
Immunization update time for kids is now — beat the back-to-school rush
From the Washington State Department of Health
While kids across Washington are squeezing every ounce of fun out of summer, many parents are already looking forward to the beginning of the school year and planning for all that must be done before the first day of school.
Now is the time to get kids in to see their health care providers for required immunizations, yearly well-child checks, and sports physicals. Families can cut down on back-to-school stress by getting the right immunizations for their students well before school starts. Students who aren’t in compliance with required vaccines may be kept out of school if a disease epidemic occurs.
Parents can find the immunization requirements to start school and attend child care online. There are new changes to the requirements this year for the chicken pox vaccine. It’s also important that kids are current on their whooping cough shots. The disease is spreading in Washington and everyone can play a part in stopping it. Continue reading
by Marshall Allen and Olga Pierce
Officer Richard Walter looked out the window of his patrol car and saw two young men trading punches outside Sutter’s Saloon.
It was 2 a.m. on what should have been a forgettable night shift in 1989. Sutter’s was near the State University of New York at Buffalo 2013 a student hangout, not a rough dive. Walter, now a seasoned detective, still can’t shake the bizarre and bloody memory of that night.
The men didn’t notice the cop pull into the parking lot. Walter grabbed his baton and approached, then saw a glint of metal. One of the men held a knife, the blade protruding three inches from his clenched fist.
Instantly a geyser of blood spurted from the unarmed man’s neck onto Walter’s uniform 2013 10 feet away. The man collapsed, his neck slashed open “from his ear to his Adam’s apple,” Walter said, recalling what he wrote in the police report. Blood pulsed onto the pavement from his severed carotid artery and jugular vein.
Walter drew his gun and pointed it. The attacker dropped the knife and clasped his hands around his victim’s gashed neck to stanch the bleeding.
Finding a Formula for ‘Medically Complex’ Kids
By Christine Vestal
TAMPA, Florida — Five-year-old Lakota Lockhart talks about Batman nonstop. When his mom, Krystal, can wedge in a word, she describes what life has been like since Lakota was born with a rare central nervous system disorder that causes his breathing to stop every time he falls asleep.
She says they’re lucky Lakota was born across the street, at Brandon Regional Hospital, or she might never have known about the Chronic Complex Clinic at St. Joseph’s Children’s Hospital.
The brainchild of Dr. Daniel Plasencia, the St. Joseph’s clinic was created 14 years ago to improve care for kids with chronic conditions affecting more than one organ system.
“Their treatment was too complex for most pediatricians . . .”
Approximately 3 million children in the U.S. are medically complex, meaning they require intensive treatment from a wide array of specialists. That number is expected to reach nearly 5 million in the next decade as medical advances improve life expectancy for kids with congenital heart defects, sickle cell anemia, cerebral palsy and cystic fibrosis.
Kids like Lakota who have rare conditions, those born extremely prematurely and survivors of near drownings, auto accidents and other catastrophic events are also living longer thanks to new technology.
Research shows that programs like St. Joseph’s save Medicaid and commercial insurers money by reducing emergency room visits and hospital stays. But while a few complex care units in places like Little Rock, Arkansas, Milwaukee and Cleveland have cropped up around the country, the idea has not caught on nationwide. Continue reading