From Health Affairs
Since the Affordable Care Act (ACA) was signed into law, some of its critics have predicted that businesses would discontinue offering employer-sponsored health insurance, moving employees into the individual Marketplaces.
If widespread dropping of employer-sponsored health insurance were to occur, government costs could increase since many low-wage workers would qualify for federal subsidies in the Marketplaces.
A new study, released today as a Web First by Health Affairs, examined data from the Health Reform Monitoring Survey for June 2013 through September 2014, assessing any early changes of employer-sponsored insurance under the ACA.
Study found that the percentage of workers with employer offers for health insurance was basically unchanged.
There were no changes in offer, take-up, and coverage rates among low- and high-income adults working at small (fewer than fifty workers) or large firms.
This is the first peer-reviewed study to analyze changes in employer-sponsored insurance after the ACA was implemented and the launching of the health insurance Marketplaces.